Loan Guide

STATE BANK OF INDIA

SBI Housing Loan Scheme
Checklist
Documents to be submitted along with Application form

Personal Details:

For Resident individuals:

  • Salary certificate / letter from employers mentioning Designation. Total services, gross salary, particulars of deduction. Net salary etc.
  • It Assessment order/income tax Return/From-16(For the last 3 years)
  • Age Proof for applicant/co-applicant (school certificate, Birth certificate, etc.)
  • Residence proof (telephone bill, passport, voter Identity card, Diving licence, etc.,)
  • Bank Account statement for the last six months
  • Assets /Liability statement (as per format)
  • IT pan card (Wherever applicable)
  • Passport size photographs (3 Nos.)
  • Employer’s Profile (Wherever necessary)
  • Originals to be produced for verification

For non-residents:

  • Salary certificate/letter from employers (Preferably in their letter head – in original) mentioning Name, Designation, total services, gross salary, deductions net salary etc. This certificate should be attested by notary Public/Indian Embassy / state bank of India branch situated in the place of employment.
  • Attested copies of passport/visa and work permit.
  • Passport size photograph (3 Nos.)
  • Details of NRE account (Bank name, Branch, Account Number, Date of opening etc.)
  • Power of attorney (as per specimen) in case the applicant is not available for execution of loan documents.

Legal Opinion

To be obtained from bank’s panel Advocate.,

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